The quick answers to the questions we hear most. Can't find what you're looking for? Contact us.
DividendsIQ is a research and portfolio platform built specifically for dividend investors. It scores 20,000+ stocks across the US, Euronext, and TASE on three dimensions - dividend quality, technical momentum, and risk - then layers AI tools on top so you can find ideas in plain English and get instant analyst-style reports.
Free sites like Yahoo show you yield, price, and basic fundamentals - fine for a quick look, but you still have to do all the cross-referencing yourself. Subscription sites publish opinion content. Institutional terminals are out of reach for individuals.
DividendsIQ sits in the middle: rigorous proprietary data, multi-market coverage, native AI integration, and a price point designed for individual investors. We don't sell stock picks - we give you the tools to find your own.
Yes - registration is free and takes under a minute (email + 4-digit verification code). No credit card required. You'll get full access to scores, filters, portfolio, watchlists, and the dividend calendar immediately.
No. The platform is dividend-first - that's where the proprietary DScore and tools like the dividend calendar shine - but several features stand on their own for any investor:
If you mix dividend names with growth or value picks, the same tools serve them all.
Any modern browser on desktop, tablet, or phone. The app is fully responsive - same features everywhere, optimized for the screen size.
Three proprietary scores, each measuring a different dimension:
Looking at all three together gives you a one-glance picture of whether a stock deserves deeper research.
No. They are diagnostic - they describe the company's current dividend, momentum, and risk profile. A high DScore means the company has paid a strong, growing dividend; it does not mean "buy now." We give you the data; investment decisions are yours.
Different data types refresh on different schedules. Here's exactly what to expect:
DividendsIQ is built for dividend investors, not day traders - the cadence above is a deliberate match for how dividend research and decisions actually work.
We aggregate from multiple licensed financial data providers and exchange feeds, then run our own scoring algorithms on top. Raw price/dividend history is sourced; scores are proprietary.
It depends on the payout type: qualified dividends get a low rate, while BDCs and REITs mostly pay ordinary income, and some funds return part of your own capital (ROC). Where you hold them (taxable, IRA, or Roth) matters too, and investors outside the US also face withholding plus their own local rate. We wrote a plain-English guide with simple examples: How dividends are taxed. General education, not tax advice.
Three markets today:
More European markets are on the roadmap.
Yes. You can hold US, EU, and Israeli stocks in the same portfolio. Yields, totals, and income are shown in your chosen display currency, with FX handled automatically.
Yes - additional markets are on the roadmap, including more European exchanges and selected markets in other regions. We add new ones based on user demand and data quality, so if there's a specific market that matters to you, tell us - popular requests move up the queue.
Describe the kind of stocks you're looking for in plain English - e.g. "moderate-risk dividend growers in healthcare with yield above 3%" - and Smart Filter converts that into a precise stock selection. No need to learn a query language or set 12 sliders manually.
Pick a company and a report type (Earnings, Strategy, Competitive, Risk, Valuation, etc.) and you get a structured, written analysis covering the relevant dimensions in seconds - drawing on the company's filings, scores, and current data. Reports are point-in-time research aids, not financial advice.
Only the AI actions that actually call the AI cost anything, and they're paid from your dollar Balance (pay-as-you-go, no subscription): generating an AI Report (~$0.15 each) and generating an AI natural-language filter (a fraction of a cent). Everything else is free - scores, portfolio, watchlists, dividend calendar, alerts, running your saved filters, the basic slider/market filters, and every stock's free preview (Company Description, the D/T/R scores, and the Overall Verdict). To read a stock's other AI reports you either generate one (which unlocks that stock) or pay a one-time $0.15 unlock that opens all of that stock's reports. You start with $1 of free Balance.
Smart Filter prompts are stored under your account so you can save and re-run filters. Report inputs are not retained beyond what's needed to generate the report. We never share your queries with anyone.
Yes - and that's a deliberate design choice. When you generate an AI Report for a given stock, it goes into a shared library so the next user can read it for a small one-time unlock ($0.15 per stock) instead of paying the full AI generation cost again. Generate a report yourself and that stock unlocks for you automatically. Likewise, when others generate, you benefit. It's a fair-use model that keeps costs low for everyone.
Reports do regenerate periodically to reflect new earnings, dividend changes, and market conditions - so what you read is always anchored to recent reality, not a stale snapshot from months ago.
The platform itself is free - registration, scores, portfolio tracking, watchlists, dividend calendar, alerts, and the Stock Research Hub are all included at no charge.
The AI features use a simple pay-as-you-go Balance (dollars in your account) - no subscription, no monthly commitment. New accounts get $1 free to start.
Your Balance is real dollars in your account, shown in the app's Settings. Every stock's preview (Company Description, the D/T/R scores, and the Overall Verdict) is always free. Beyond that, there are two ways to read a stock's other AI reports: generate them yourself, where you pay the AI generation cost (~$0.15 per report) and that stock's whole report set unlocks for you; or, if someone else already generated them and you just want to read the shared copies, pay a one-time $0.15 unlock for that stock. Running saved and basic filters is always free. New accounts start with $1 free.
Top up any time from the in-app Top Up dialog - packages are shown as a dollar value and roughly how many reports it buys (e.g. "$5 ≈ 33 reports"). The bigger packages include a small bonus.
No. Top-ups are one-time purchases and there's no recurring charge. If you stop using the app, you stop spending - full stop.
An optional convenience: if your Balance drops below a dollar threshold you set, the app can automatically top it up using your saved card - so you never get stuck mid-session. It's off by default; you turn it on only if you want it.
Unused Balance can be refunded within 14 days of purchase. Balance already spent on AI generations is non-refundable. Contact us for refund requests.
No. We don't sell, rent, or share your personal data, portfolio holdings, or queries with any third party. Full details in our Privacy Policy.
On our own servers in EU data centers. Connections use TLS, passwords are hashed with bcrypt (we cannot read them), and database access is restricted to authorized team members.
No - DividendsIQ never asks for or stores your brokerage credentials. Portfolio holdings are entered manually (or imported via CSV). We can't move money or place trades; that's by design.
From the app: Settings → Account → Delete Account. Or email dividendsiq@gmail.com from your registered address. All your data is permanently removed within 30 days.
Use the Contact form - pick "Support" from the subject. We typically respond within 1-2 business days.
Contact form, subject "Bug." Include the steps to reproduce, the browser you're using, and a screenshot if relevant. The fastest bug reports get the fastest fixes.
Yes, please. Contact form with subject "General." Most of what we ship started as a user request.
Use the "Forgot password" link on the sign-in page. You'll get a reset email within a minute. Check spam if it doesn't arrive.